Equities First – How The Affected Financial Institutions Facilitated Increase In Alternative Lending Services

The fall out of bigger financial institutions was eradicated by the banks bailout by national governments, however, that did not stop stock markets from dropping worldwide. In different places, the housing market was affected leading to evictions, prolonged unemployment and foreclosures. The crisis led to a vital role in the failure of main businesses, decline in consumer wealth approximated to be trillions in US dollars and downturn of economic practices causing 2008 – 2012 Great Recession and leading to happening of European sovereign-debt crisis.

The crisis active phase took place in August 9, 2007 after manifesting in form of liquidity crisis after BNP Paribas stopped withdraws of three hedge funds hence creating full “evaporation of” liquidity. As a result of many investors seeking capital in vain, there has been an increase of borrowers acquiring for loans from alternative money lenders. And getting such services from a recognized and firm with good reputation would eliminate you from falling into another crisis or risks. Equities First is a global firm that is spearheading in offering optional lending services. The company started its functions in 2002 and to date; it has successfully managed to transfer billions of cash without issues. Al Christy is the firms CEO & Founder who also confirmed the increase of borrowers acquiring stock loans due to numerous benefits such as low interest rates.

Economic recession led to rapture of the US housing bubble with its peak point at the ending of 2006. The effects tumbled values of the securities attached to US real estate cost, hence damaging the financial institutions worldwide. The monetary crisis was facilitated by a compound interplay of policies that motivated home ownership, offering easier access of loan to subprime borrowers, over estimating the value of tied subprime mortgages anticipating that housing costs would go on to escalate, doubtful trading exercises on behalf of sellers & buyers, compensation programs that prioritized short-term deals over long-term value establishment and lack of enough capital holdings from insurance companies and banks to support the monetary commitments made. Conventional lenders have tightened their lending regulations leaving alternative lending as the leading, modern and innovative way of acquiring simple and affordable loans.

Visit Official website : http://www.equitiesfirst.com/

BenefulIncredibites

Incredibites by Beneful is a snack treat for small dogs. It is specially made for any adult dog that weights 15.5 lbs and less. Incredibility contains chunks of real beef and has chunks of peas and carrots to make for a well-balanced meal. Some of the chicken Incredibles come with real apple pieces. It comes in beef, salmon, or chicken. It also contains barley, whole grain corn, wheat, egg, and chicken flavor. Incredibites is loaded with plenty of vitamins, such as A, B1, B2, B6, B1, B12, D-3, and E. Incredibites meets the nutritional standards of AAFCO Dog Food Nutrient Profiles that have been set for small sized adult dogs.

This dog food gives your small dog a balanced meal that also includes calcium for his bones and teeth. Each bowl full contains 23 grams of protein.Your dog will probably love incredibites because it will remind them so much of human foods. The small nibbles are easier to chew and digest than regular size dry chunks. This amazing dog food is especially made for the small dog. Incredibites is formulated to be consumed by a small dog’s tiny mouth and teeth.Watch video about feeding dog food: https://www.youtube.com/watch?v=BBy8Bc_mZms

Online stores such as Walmart, have coupons that will save you money on a 15.5-pound bag. Incredibles can be bought in 15 to 19 lbs. A 15-pound bag can easily cost about $15.00. The reviews for both chicken and beef are about the same. It really depends on your dog’s personal preference. Incredibites also comes in cans as well as in bags. Some dogs may prefer the canned food version to the dry. The canned Incredibites has a variety pack of 12 cans of beef, chicken, and salmon so that you can experiment and see which flavor he prefers the most. The calorie content is 366 kcal/cup ME.

 

The Star in Tammy Mazzocco

Tammy Mazzocco is a realtor and sales expert who is currently living in Columbus, Ohio. She has profound interests in real estate, entrepreneurship, health and sales. She kicked off her career in real estate as a secretary in one of the famous companies, the Edwards Realty Company. She worked under the guidance of Mike Zelnik, a vibrant commercial Realtor, along with a team of 9 other commercial agents. She then ventured in condominium management at Scotland Yard Condominiums for some time during which she became a registered real estate agent in 1995. For this, she was suggested by the general manager of Scotland Yard, Ken Cook, who is also the owner of Cook Realty. Ken played an important role in teaching and mentoring Tammy Mazzocco as she started her real estate career.

From Scotland Yard, Mazzocco moved to T&R Properties where she worked as a multi-site property manager. She was responsible for one office warehouse complex and two apartment complexes. She became a registered personal assistant of Joe Armeni in 1998; Joe is a top RE/MAX producer in the Victorian Village found in Columbus from whom Tammy learned a lot and even got motivated to do real estate as a full time career in 1999. The following year, Mazzocco joined the staff at Judy Gang and Associates in Pickerington, Ohio. To her, Judy Gang was not only a mentor but also a friend and inspiration. Tammy sells domestic real estate property in Delaware, Franklin, Fairfield and Licking counties in Central Ohio.

In an interview with Ideamensch, Tammy Mazzocco revealed several aspects about her life. She talked about how she likes her routine, starting with some simple exercise and meditation before getting on to work. She confessed avoiding dealing with things she does not like within her day. When asked about how she brought her ideas to life, she said it was all through brainstorming, intense research and a proper business plan. Tammy revealed her joy in the trend that companies were transferring clients they met on phone to face-to-face clients. She attributed her success to having a goal in mind, living without fear and never having to settle. Tammy insisted on the importance of good customer service for any business and its importance. She recommended good communication with customers and the book ‘Life Strategies’ by Dr. Phil as it had ten life laws that would be useful. Tammy continues to inspire and mentor beginners in the real estate industry.

Check out her Facebook and follow her twitter account.

Read more: https://www.trulia.com/profile/tammy-mazzocco-agent-johnstown-oh-zgwx6bks/overview

Yanni Hufnagel – Basketball Coaching’s Rising Star

What’s a nice jewish boy doing as an assistant coach in college basketball? The answer is “making a name for himself.” Despite never playing basketball at the varsity high school or college levels, Yanni Hufnagel is creating an impressive resume in the college basketball ranks through hard work and his love of the game.

 

Born and raised in Scarsdale, New York, Yanni Hufnagel learned by high school that he didn’t have the basketball talent to compete at the highest levels. After getting cut from the high school varsity team, he set his sights on coaching through his education. He attended Penn University for one-year, then transferred to Cornell where he graduated with a degree in Industrial and Labor Relations.

 

After graduation, Yanni Hufnagel did a coaching internship with the New Jersey Nets before attending graduate school at Oklahoma University where he got the opportunity to serve as a graduate assistant to the basketball coach. He also earned his Master’s in Adult and Higher Education with an Emphasis in Intercollegiate Athletics Administration.

 

In June of 2009, he was hired to serve as an assistant coach at Harvard under the direction of former All American Duke point guard Tommy Amaker. At Harvard, he gained a solid reputation as one of the nation’s top recruiters. Despite the inherent difficulties of recruiting for an academic school like Harvard, Yanni Hufnagel was able to locate enough talent to help make the school competitive at the highest levels.

 

In 2013, Hufnagel was hired as assistant coach at Vanderbilt. While only there for one-year, he was credited with recruiting key future players like Wade Baldwin IV and Matthew Fisher-Davis, who became key components in the 29th best recruiting class of 2014.

 

The following year, Hufnagel moved on to a similar job with the Pac 12’s California Bears. After successfully recruiting major players like Jaylen Brown and Ivan Rabb, the Bears found themselves in the middle of the NCAA Basketball Championship Tournament.

 

As he inches closer to a head coaching job in his early 30s, Yanni Hufnagel now works as an assistant coach to Eric Musselman and the University of Nevada Wolf Pack. It only seems a matter of time before he gets the call; the only question is where he will land.

Find Yanni on Facebook to learn more.

Instagram: https://www.instagram.com/yhufnagel/?hl=en

Finding Success in Modeling with Nine9

Chances are, if you are a model or aspiring to be one, you’re having a difficult time finding work. You have probably also found that representing yourself is exhausting and takes up a lot of time. If you think that you’re not prolific enough or that you don’t make enough money to have an agent, an agency called Nine9 thinks you’re wrong.

Nine9 Talent Agency gets its name from the fact that 99% of models aren’t represented by an agency, and they want to change that. If you’re modeling right now, Nine9 wants to work with you to find more opportunities to showcase your talent. They can connect you to films, television, commercials, promotional castings and more. They believe that the 99% can take over the entertainment industry and they want to work with you to make that happen.

Talent like Bobby L can’t say enough good things about the services Nine9 offers. He attests both to the dedication of the staff and to the opportunities they were able to connect him with. He’s had more callbacks than he could personally manage. Thanks to Nine9, he’s able to make acting and modeling his full time career. This means a lot coming from Bobby, because he’s tried many other modeling agencies and none even came close to the service provided by Nine9.

Steven H has also found success through Nine9. Thanks to Nine9, he landed his first local gigs and even started co-hosting a talk show on TV. You could also find the opportunity to be a runway model like Barbara S who was cast in a runway show through Nine9.

Nine9 wants to give you the same success all of these models have had. They can find opportunities for you and, more importantly, can get you cast in gigs that you might not have even known existed before. If you want to take your modeling career to the next level, get with Nine9 and find the success you’re dreaming of.

Watch at Youtube.com/channel/UC_GcNYTTDG5QDIMzScRb9YA

Dherbs.com Continually Amazes the Celebrity Community

 

Popular actors and actresses are excited about the weight loss and toxin purging program that Dherbs.com offers to the world. The cleanse program is a 20-day regiment of plant-based capsules, a set of instructions and a dietary plan. People who follow the plan precisely and add other weight loss methods like exercising to their lifestyles are likely to succeed. Many celebrities have tried the program to enhance their appearances for the television. Sheryl Underwood and Steve Harvey are two people who have used the program to improve themselves. Both actors had wonderful things to say about the Dherbs.com system.

The CEO said that what makes the Dherbs.com system the best cleanse is that it uses natural elements and vegetable-based capsules. Additionally, the system uses a unique combination of items that focus on the user’s entire body instead of just one area. That’s absolutely true. Other companies do not offer the same unique system to its consumers. This system only uses plant-based elements, and it takes that stance so that all the people who use reap the highest level of benefits.

 

Steve Harvey has attested to the effectiveness of the Dherbs program. He said in an interview that he has used it twice, and he lost 18 pounds the first time he used it. Sheryl Underwood had a quick and even more spectacular result with the cleanse system. She succeeded in losing 25 pounds before her third week was even up.

 

The creators developed the system based on the idea that most of our problems come from poor nutrition. Americans take in so many unhealthy elements and keep them trapped in their bodies until they cause severe problems. The cleanse system uses an ingenious method to rid the body of such harmful elements. Interested persons can try the system and feel confident in the money-back guarantee.  Get information to supplement your experience with Dherbs.com on their recipe page, as well as the vegan Pinterest board.

Disrupting The Staus Quo In Education

With the exception of those living under a rock, you’ve probably at least heard of our nation’s newest Secretary of Education, Betsy DeVos. When I first heard of DeVos, I was intrigued to research her background, and find out for myself exactly what she stands for and what her background entails. I was surprised to find a wealth of experience in not only advocating for children, but also for empowering artists, fighting cancer and a long standing history of experience and activism. Philanthropy through the Dick and Betsy DeVos Family Foundation is very prominent and focuses on community, education, arts, justice and leadership.

DeVos is passionate about education, and her credentials are reflective of such. She is chairman of the American Federation for Children, the nations largest school choice advocacy group, and also serves on the board of the Foundation for Excellence in Education. She has not only served as an advocate for children and parent’s having a choice in education, she has served and spearheaded many mentor programs and even motivated her husband to start a public charter high school called the West Michigan Aviation Academy, encouraging vocational and technical education, giving student’s a chance to excel to new levels previously thought nearly impossible. DeVos believes nobody should be limited by their zip code in order to access quality education and an environment in which they will thrive rather than succomb to whatever the locality chooses to provide at its convenience. Check this related article from nypost.com.

Betsy DeVos’ political career began long ago by volunteering for President Ford. She has since been influential in many Republican leadership roles, political action committees, and has also been elected at the state level in Michigan four times to serve on the Republican National Committee. DeVos has also served on the Board of Trustees for the John F. Kennedy Center for the Performing Arts, a perfect fit as she is passionate about art and design. She also has hosted ArtPrize, which is an international art competition in Grand Rapids. Ms. DeVos is not only a well rounded leader, she also makes time for focusing on her family, grandchildren and spirituality. A self described “disruptor,” she is ready to take on Washington and bring our educational system back to first place. She is more than equipped, and up for the challenge!

Read more news on Los Angeles Times.

Karl Heideck: Outstanding Litigation Attorney In The Greater Philadelphia

Karl Heideck: Outstanding Litigation AttorneyLitigation is also known as dispute resolution. This is a field of law that involves help with disputes or claims that arise in the course of any commercial deals or transactions. Litigation matter mostly arises between various companies or even between individuals and enterprises. Issues that commonly fall under litigation include contractual matters, banking transaction or fraud, mergers and acquisition (M&A), competition or regulatory mechanism, restructuring problems and corporate management. Therefore a litigator is an attorney or lawyer who can assist a company, or even an individual to undergo through the process of litigation.

Litigators work in close collaboration with colleagues from other branches which include banking and finance, commercial, corporate, real estate and a whole lot of other supporting staff. Put in layman’s language, a litigator is a stereotypical attorney, one who spends a lot of time in the courtrooms and lawsuits. It is, however, important to understand that litigation is a diverse field. Therefore, the description of a litigator can vary widely.

Heideck has been praticing law for over 10 yearsFor those who are looking for a competent and proficient litigator, especially in the Greater Philadelphia area, then Karl Heideck is just the guy for you. This attorney is adequately experienced and has a remarkable wealth of experience over which he has impeccably honed his skills as a lawyer. Karl Heideck is reputed for his well-rounded competence. He has exceptional skills in various areas which include legal writing, corporate law, commercial litigation, product liability, employment law and legal research. Through his 10 years practicing of law, Karl Heideck has garnered a stellar level of reliability and a solid base of trust with clients.

Currently, Karl Heideck is working as the Contract Attorney for Grant and Eisenhofer P.A. In this role, Karl is responsible for reviewing discovery materials for intricate securities fraud as well as banking litigation. He focuses on issues related to acquisitions, transactions, risk managements, as well as liquidity positions. He is known for his weekly participation in conferences with co-counsel to verify and frequently improve the review protocol.

Karl Heideck also has a solid educational background; He studied English and Literature at the Swarthmore College. Later Heideck joined the Temple University Beasley School of Law and graduated with a honors degree.

Source: http://www.martindale.com/Karl-Heideck/168775858-lawyer.htm

Advancing Genomic Science, By Omar Boraie

Omar Boraie is a scientist greatly knowledgeable in chemistry related works. Born of Egyptian origin, Omar Boraie is a man who loves creating beautiful things where none existed. Having done exploits in his years of service, he feels that it is time to help nurture young scientists to reach where he is today. He is a large believer in New Brunswick, commonly referred to as the ‘Healthcare City’ that was constructed to be a research and education station for passionate scientists who want to find a lasting cure for cancer.

To provide motivation to students enrolled at New Brunswick, a golden chair named after Omar Boraie has been established to act as the highest education accolade that one can achieve as a scientist due to exemplary work. In addition to this, Omar Boraie has pledged a support fund of one point five million dollars, money that can be used to boost scientific research on genomic studies. In an article published through NewsWise, Omar Boraie has been at the forefront in the fight against cancer. http://newswise.com/articles/omar-boraie-chair-in-genomic-science-established-at-rutgers-cancer-institute.

Also, there are eighteen other golden chairs in this institute with a price tag of three million dollars each. It is through the funding of these chairs that donors can get to support efforts by New Brunswick. Presently, there is new tactic being used to fight cancer. Previously, doctors used to target body cells that have been affected by tumors. However, scientists today are devising a methodology that can be used to fight cancer at the genetic level; a concept referred to as precision medicine.

To date, Rutgers Cancer Institute (http://patch.com/new-jersey/newbrunswick/omar-boraie-chair-genomic-science-established-rutgers-cancer-institute) remains to be the first institution in America to use precision medicine. It is through precision medicine that people suffering from rare types of malignant have gotten treated. There is significant progress at the Rutgers University Cancer Institute especially for cancers that have reached the advanced stage. With such development, people who have cancer might no longer die.

It is through the financial assistance of people like Omar Boraie that research on cancer has been intensified. For instance, scientists at Rutgers Cancer Institute have discovered that cancer is a collective disease, having resulted from more than one complication. With such a discovery, these scientists will be able to come up with cures that destroy cancerous cells at the genetic level. It is only in this manner that human lives will be saved.

 

EOS: The Future Of Lip Balm Oral Care Products

Lip Balms are some of the most popular oral care products on the market today and they have been for many years. There are literally thousands of products from hundreds of brands. Unfortunately all products aren’t created equally. Many of today’s lip balms are loaded with chemical additives, which are doing more harm than good. Brands like Chapstick, Blistex, and Burt’s Bees have dominated the scene for over a century, but there is a new king of the hill and it’s known as “Evolution of Smooth.”

Evolution of Smooth has taken over the industry in the past few years and it has quickly become one of the best sellers in-terms of lip balm products. These cylindrical shaped items have a huge social media following in the thousands and are being sold in many of today’s most popular retailers such as Walmart, Well, Target, eBay(http://www.ebay.com/bhp/eos-lip-balm) and Amazon. Many famous celebrities have become unofficial spokesmen for EOS as Kim Kardashian, Miley Cyrus, Demi Lovato, Jennifer Lopez, and Christina Aguilera have all been spotted applying the pastel-colored orbs in public. The company has literally become a success over night and is worth around $250 Million. Over $1 Million are being sold every week on a consistent basis which put EOS in second place, right behind Burt’s Bees. Today EOS is the number one selling lip balm on the market and by the year 2020, this eclectic brand is projected to be worth $2 Billion.

Strategic marketing also helps the brand as many of it’s users are of the millennial generation. There is no other lip balm product on the market that’s making an impact than Evolution of Smooth in current times. The products have been featured in popular magazines like Cosmo and Allure as well, but the future looks might bright as long as EOS is leading the charge. For more information, visit evolutionofsmooth.ca.